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ZPAY is the decentralized crypto payment solution built originally in May 2018 on Ethereum, designed to facilitate seamless and secure cryptocurrency transactions for users worldwide. The project aims to create an ecosystem where users can effortlessly transact with their digital assets and make purchases using cryptocurrencies, all while enjoying the benefits of a decentralized platform.

The technology:

The ZoidPay Platform is built on blockchain technology, providing users with the ability to make fast and secure transactions without the need for intermediaries. The platform supports multiple cryptocurrencies, including Bitcoin, Ethereum, Litecoin, and many others, making it a versatile solution for users of various digital assets. Because of the expensive gas fees on Ethereum, they were looking for cheaper options, so they migrated to Tomo Chain and finally found the best solution on MultiversX (formerly known as Elrond).

Core to the ZoidPay ecosystem is the native ZPAY token, used for staking, DeFi services, such as loans, buy-now-pay-later, cash-back and much more.


One of the key features of ZoidPay is its Super App, which allows users to store, manage, and transact with their digital assets from the convenience of their smartphones. The app is user-friendly, with an intuitive interface that makes it easy for users to navigate and access various features. It is an All-in-one App, including banking, crypto and financial services, bringing together crypto and the financial system.

In addition to its mobile app, ZoidPay also offers a cryptocurrency debit card, which allows users to make purchases using their digital assets at any merchant that accepts debit card payments. This feature is particularly valuable for users who want to use their cryptocurrencies in the real world, as it provides a seamless and convenient way to transact.

Another important aspect of ZoidPay is its commitment to security. The platform uses cutting-edge security protocols, including two-factor authentication and multi-signature wallets, to ensure that user funds are always protected. Additionally, all transactions on the platform are recorded on the blockchain, providing users with a transparent and immutable record of their transactions.

They also launched Zoidsters, an NFT collection of 1001 unique digital collectibles living on the MultiversX blockchain. The Zoidster token gives access to the ZoidPay ecosystem's gamification benefits. Holders get a boost in staking rewards, enhanced cashback, fee waivers, free virtual cards and special prizes.

Another product will be launched in 2023, the Zoidverse. It is an upcoming fully decentralized world offering an immersive experience with Augmented Reality (AR), Virtual Reality (VR) and Extended Reality (XR). It will let users explore avenues including Shopping, Web 3.0 Financial Services and more, with a fully digital experience from the comfort of their home.

The company:

In November 2022, ZoidPay secured an investment commitment of $75M from digital asset investment firm GEM Digital Limited. The funding is aimed at developing the go-to open architecture for building the next generation of financial services, scaling the first on-demand Metaverse, facilitating the first-ever bank acquisition by a blockchain firm and launching the Web 3.0 Super App.

The team:

Eduard Oneci is the CEO and co-founders of ZoidPay. He is an experienced entrepreneur and investor with a background in finance and technology. Prior to founding ZoidPay, Eduard was involved in several successful tech startups, including a mobile app development company and an e-commerce platform.

As a CEO of ZoidPay, Eduard is responsible for overseeing the platform's strategic direction and ensuring that it remains true to its mission of creating a decentralized crypto payment solution that is accessible to users worldwide. He is also actively involved in the development of the platform's technology, working closely with the development team to implement new features and improve the user experience.

In addition to his work at ZoidPay, Eduard is also an active investor in the cryptocurrency space. He has a deep understanding of the market and is constantly on the lookout for new investment opportunities. He believes that cryptocurrencies have the potential to transform the way people transact and is committed to helping ZoidPay realize its vision of making crypto payments accessible to everyone.

Eduard Oneci is an important figure in ZoidPay, providing valuable leadership and expertise as the platform continues to grow and evolve, however he is not alone. An entire team is working around the clock to make sure this vision is brought to life little by little, day by day.


Overall, ZoidPay is a comprehensive and innovative crypto payment solution that has the potential to transform the way people transact with digital assets. With its user-friendly mobile app, cryptocurrency debit card and commitment to security, ZoidPay is poised to become a leading player in the crypto payment space.

Find out more about ZoidPay by accessing the following links:

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