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Stronger lending, slower deposit growth: a fresh signal from Romanian banking
Société Générale’s results, published on 29 October 2026, show its Romanian operations reached €11 billion in outstanding loans in the third quarter—up 11.3% year on year, with growth across both individual and business customers. GlobeNewswire

Deposits grew more slowly, increasing 2.1% to €14 billion, mainly supported by individual customers. Both growth rates are adjusted for currency movements and changes in the group’s business scope. GlobeNewswire

Revenue tells a more measured story: quarterly banking revenue in Romania rose 1.5% on the same adjusted basis to €189 million, with higher net interest income offsetting lower fee income. GlobeNewswire

The takeaway: faster lending growth does not automatically translate into equally strong revenue growth. For those following Romanian banking, these results put the balance between lending, deposits and earnings in focus.

The next question: will stronger lending translate into lasting investment and business expansion?

#RomanianFinance #Banking #FinanceNews #BusinessGrowth #RomanianEconomy

Radu Petruta

@radupt

More flexibility for cash flow. More support for investment.

Raiffeisen Bank Romania and the Investment and Development Bank (BID) have expanded their SME-financing partnership, according to an announcement reported on 28 October. The update introduces revolving working-capital loans and guarantees covering up to 80% of investment loans for certain eligible businesses. Economica.net

The important detail: 80% coverage is not available to every company. Standard guarantees reach up to 60% for working capital and 70% for investment loans, with enhanced coverage available to qualifying groups, including start-ups, women-owned or women-led companies, and innovative businesses. Investment financing can support equipment, digitalisation, automation and production upgrades.

Will better access to financing help Romanian entrepreneurs turn expansion plans into actual investment?

#Romania #SMEFinance #Banking #Entrepreneurship

modificato

@FinTech_Futures

via X

What if the biggest threat to banks by 2032 isn’t losing the race; but never really choosing to run? @dharmeshmistry explores the risk of banks drifting into utility status by default.

Read the full article: https://t.co/sMh8U8aqkD

#Banking #Fintech

Scott Melker

@scottmelker

via Instagram

Crypto spent years escaping banks, but now Kraken plans to buy one in Europe

This is a complete change in my mind of the competitive landscape, right? You have a crypto exchange that wants to become a broader financial firm, trading, payments, borrowing, saving. For customers, the appeal is that you have a one-stop shop for all of your banking and crypto needs. And for Kraken, well, they can kill crypto exchanges and banks, their competition on both sides. I mean, we spent years trying to escape the banks. Apparently, the next step is to buy one. I think that this is big news. It probably will go through, and we're going to see a lot more announcements like this, both in the European Union. You would have to imagine we will also see it beyond, because once this precedent is set, there is probably no going back.

#Kraken #Banking

Radu Petruta

@radupt

🚨 **FINANCE NEWS: Global Markets on Edge! 📉📈**

📅 **October 13, 2026**

🌍 **Wall Street is facing a crucial week as investors monitor inflation, interest rates, and corporate earnings.**

🔥 **Today's Key Financial Updates:**

📊 **Stock Market:** The S&P 500 remains near record highs, but technology stocks are facing pressure amid concerns over valuations and rising borrowing costs.

🛢️ **Oil Prices:** Brent crude traded above $105 per barrel, keeping inflation concerns in focus.

🏦 **Banking Sector:** Major banks, including JPMorgan Chase, Citigroup, and Goldman Sachs, are due to report quarterly earnings, potentially setting the tone for markets.

💵 **Interest Rates:** U.S. Treasury yields remain elevated as investors assess the Federal Reserve's next moves.

💡 **What Does This Mean for Investors?**

Markets are entering a critical phase. Inflation data, corporate profits, and central bank decisions could determine the next major market trend.

📢 **The Big Question:** Will Wall Street continue its rally, or are higher interest rates signaling more volatility ahead?

👇 Share your thoughts in the comments!

#FinanceNews #StockMarket #WallStreet #Investing #FinancialMarkets #Economy #Inflation #MarketUpdate #Banking #BusinessNews