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When something goes wrong with your water supply, it's often unclear who's actually accountable. @davejvwallace asks: as AI agents start managing our money, is banking heading the same way?
Read the full piece ➡️ https://t.co/RdERD4LVtc
#Banking #AI #FinTech #AgenticAI
Read the full piece ➡️ https://t.co/RdERD4LVtc
#Banking #AI #FinTech #AgenticAI
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Stronger lending, slower deposit growth: a fresh signal from Romanian banking
Société Générale’s results, published on 29 October 2026, show its Romanian operations reached €11 billion in outstanding loans in the third quarter—up 11.3% year on year, with growth across both individual and business customers. GlobeNewswire
Deposits grew more slowly, increasing 2.1% to €14 billion, mainly supported by individual customers. Both growth rates are adjusted for currency movements and changes in the group’s business scope. GlobeNewswire
Revenue tells a more measured story: quarterly banking revenue in Romania rose 1.5% on the same adjusted basis to €189 million, with higher net interest income offsetting lower fee income. GlobeNewswire
The takeaway: faster lending growth does not automatically translate into equally strong revenue growth. For those following Romanian banking, these results put the balance between lending, deposits and earnings in focus.
The next question: will stronger lending translate into lasting investment and business expansion?
#RomanianFinance #Banking #FinanceNews #BusinessGrowth #RomanianEconomy
Société Générale’s results, published on 29 October 2026, show its Romanian operations reached €11 billion in outstanding loans in the third quarter—up 11.3% year on year, with growth across both individual and business customers. GlobeNewswire
Deposits grew more slowly, increasing 2.1% to €14 billion, mainly supported by individual customers. Both growth rates are adjusted for currency movements and changes in the group’s business scope. GlobeNewswire
Revenue tells a more measured story: quarterly banking revenue in Romania rose 1.5% on the same adjusted basis to €189 million, with higher net interest income offsetting lower fee income. GlobeNewswire
The takeaway: faster lending growth does not automatically translate into equally strong revenue growth. For those following Romanian banking, these results put the balance between lending, deposits and earnings in focus.
The next question: will stronger lending translate into lasting investment and business expansion?
#RomanianFinance #Banking #FinanceNews #BusinessGrowth #RomanianEconomy
More flexibility for cash flow. More support for investment.
Raiffeisen Bank Romania and the Investment and Development Bank (BID) have expanded their SME-financing partnership, according to an announcement reported on 28 October. The update introduces revolving working-capital loans and guarantees covering up to 80% of investment loans for certain eligible businesses. Economica.net
The important detail: 80% coverage is not available to every company. Standard guarantees reach up to 60% for working capital and 70% for investment loans, with enhanced coverage available to qualifying groups, including start-ups, women-owned or women-led companies, and innovative businesses. Investment financing can support equipment, digitalisation, automation and production upgrades.
Will better access to financing help Romanian entrepreneurs turn expansion plans into actual investment?
#Romania #SMEFinance #Banking #Entrepreneurship
Raiffeisen Bank Romania and the Investment and Development Bank (BID) have expanded their SME-financing partnership, according to an announcement reported on 28 October. The update introduces revolving working-capital loans and guarantees covering up to 80% of investment loans for certain eligible businesses. Economica.net
The important detail: 80% coverage is not available to every company. Standard guarantees reach up to 60% for working capital and 70% for investment loans, with enhanced coverage available to qualifying groups, including start-ups, women-owned or women-led companies, and innovative businesses. Investment financing can support equipment, digitalisation, automation and production upgrades.
Will better access to financing help Romanian entrepreneurs turn expansion plans into actual investment?
#Romania #SMEFinance #Banking #Entrepreneurship
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What if the biggest threat to banks by 2032 isn’t losing the race; but never really choosing to run? @dharmeshmistry explores the risk of banks drifting into utility status by default.
Read the full article: https://t.co/sMh8U8aqkD
#Banking #Fintech
Read the full article: https://t.co/sMh8U8aqkD
#Banking #Fintech
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