New couple on my podcast

Income: $12,000/month (used to be $40k/month)
Spending: $21,000/month
Pool they just built: $250,000
Hedges: $60,000/year
Credit card debt: $50,000
Fixed costs: 179% of take-home pay
Months until broke: 3
Kids: 5

What do you notice in the #s above?
170