Most of what people worry about with money doesn’t move the needle at all. Headlines about the interest rates, inflation, and market crashes are designed to scare you, not help you build wealth. Even though I love to talk about the fine tuning, we can’t lose sight of what makes the biggest impact.
Instead of running through the desert and worrying about whether the tectonic plates are shifting, focus on running faster and running further if that’s your goal.
It’s the same with money. The hacks are fun, but they’re a distraction from the two things that actually matter: earning more and spending less. The gap between those two numbers is the entire ballgame. A mediocre investor putting away $1,000 a month will beat an optimal investor saving $100 a month, every time.
“I don’t understand dividend reinvestment, so I’m gonna spend every dollar I earn” keeps you broke. “I don’t understand investing, so I’m gonna work on saving while I learn more” is how broke people become millionaires.
Focus on the big stuff. Keep learning along the way. Become a millionaire. Retire early. That’s the real wealth-building hack.
As always, reminding you to build wealth by following the two PFC rules: 1.) Live below your means and 2.) Invest early and often.
-Jeremy & Jenn
#personalfinance #investing #wealthbuilding #financialfreedom #moneytips #learntoinvest #retireearly #financialindependence #savemoney #investearly
Instead of running through the desert and worrying about whether the tectonic plates are shifting, focus on running faster and running further if that’s your goal.
It’s the same with money. The hacks are fun, but they’re a distraction from the two things that actually matter: earning more and spending less. The gap between those two numbers is the entire ballgame. A mediocre investor putting away $1,000 a month will beat an optimal investor saving $100 a month, every time.
“I don’t understand dividend reinvestment, so I’m gonna spend every dollar I earn” keeps you broke. “I don’t understand investing, so I’m gonna work on saving while I learn more” is how broke people become millionaires.
Focus on the big stuff. Keep learning along the way. Become a millionaire. Retire early. That’s the real wealth-building hack.
As always, reminding you to build wealth by following the two PFC rules: 1.) Live below your means and 2.) Invest early and often.
-Jeremy & Jenn
#personalfinance #investing #wealthbuilding #financialfreedom #moneytips #learntoinvest #retireearly #financialindependence #savemoney #investearly
16
Tired of paying for multiple streaming services just to watch football?
A listener called Clark out during Clark Stinks!, arguing that a simple $20 TV antenna has saved him money by letting him watch local NFL games for free.
Clark agrees! An antenna can pick up games broadcast over the air without another monthly subscription. And the bonus? Clark says the picture quality can actually be better than streaming.
Of course, not every game is available over the air—but it's worth checking before paying for another service.
🎧 Hear Clark's response on Clark Stinks! and catch the full episode of The Clark Howard Podcast at Clark.com/podcast, YouTube.com/clark, or your favorite podcast platform.
#ClarkHoward #ClarkStinks #NFL #Football #CordCutting #Streaming #TVAntenna #SaveMoney #MoneySavingTips
A listener called Clark out during Clark Stinks!, arguing that a simple $20 TV antenna has saved him money by letting him watch local NFL games for free.
Clark agrees! An antenna can pick up games broadcast over the air without another monthly subscription. And the bonus? Clark says the picture quality can actually be better than streaming.
Of course, not every game is available over the air—but it's worth checking before paying for another service.
🎧 Hear Clark's response on Clark Stinks! and catch the full episode of The Clark Howard Podcast at Clark.com/podcast, YouTube.com/clark, or your favorite podcast platform.
#ClarkHoward #ClarkStinks #NFL #Football #CordCutting #Streaming #TVAntenna #SaveMoney #MoneySavingTips
976
Here’s 10 Hidden Costco Hacks that could save you thousands of dollars, and the last one is my favorite 🤯🙉
#costco #costcofinds #savemoney #savemoneytips #moneysavingtips
#costco #costcofinds #savemoney #savemoneytips #moneysavingtips
993
We’ve finally hit 4 figures in our savings challenge !
With 3 months left in the year, I think I’ll hit about $1,400.
I also have finally decided what I’m going to use the money for!! I’ve been accepted to the 9+1 @nyrr program.
I’ll be running the 2028 NYC Marathon as long as I complete my qualifying races in 2027!
I’m going to use my savings to buy a new pair of running sneakers and pay for my 2027 races !!
Who’s joining me in October 👀 Drop HYSA in the comments and I’ll send you a list of my high savings recommendations so you can get started on the savings challenge in less than 10 minutes !
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#millennialindebt
#savingschallenge
#saving
#savingmoney
#savemoney
With 3 months left in the year, I think I’ll hit about $1,400.
I also have finally decided what I’m going to use the money for!! I’ve been accepted to the 9+1 @nyrr program.
I’ll be running the 2028 NYC Marathon as long as I complete my qualifying races in 2027!
I’m going to use my savings to buy a new pair of running sneakers and pay for my 2027 races !!
Who’s joining me in October 👀 Drop HYSA in the comments and I’ll send you a list of my high savings recommendations so you can get started on the savings challenge in less than 10 minutes !
.
.
.
.
.
.
#millennialindebt
#savingschallenge
#saving
#savingmoney
#savemoney
723
What’s the one grocery item you refuse to pay full price for now?
#GroceryPrices #SaveMoney #GroceryHacks #Inflation #HealerOfWallets
#GroceryPrices #SaveMoney #GroceryHacks #Inflation #HealerOfWallets
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