A lot of people focus on getting a higher return on their investments.

Few focus on reducing expensive debt.

But consider this:

If you have a credit card charging 20% interest per year, paying it off is like earning a guaranteed 20% return.

Tax free.
Risk free.
No market crashes.
No bad earnings reports.

Before chasing the next hot stock or crypto coin, ask yourself:

What's costing me the most money right now?

Sometimes the best investment isn't buying something.

It's eliminating a liability.

Building wealth isn't only about growing assets.

It's also about removing the things holding you back.
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