Compound Interest Einstein would have said that compound interest is the eighth wonder of the world. (He probably didn't say it, but the idea is valid.) 100 RON invested monthly at 7% per year: → After 10 years: 17,300 RON (invested: 12,000) → After 20 years: 52,000 RON (invested: 24,000) → After 30 years: 122,000 RON (invested: 36,000) At 30 years, the interest earned (86,000 RON) is 2.4× greater than everything you invested. That's the magic of compounding. The key? Time, not amount. It's better to start with 100 RON/month at 25 than with 500 RON/month at 40.

Compound Interest

Einstein would have said that compound interest is the eighth wonder of the world. (He probably didn't say it, but the idea is valid.)

100 RON invested monthly at 7% per year: → After 10 years: 17,300 RON (invested: 12,000) → After 20 years: 52,000 RON (invested: 24,000) → After 30 years: 122,000 RON (invested: 36,000)

At 30 years, the interest earned (86,000 RON) is 2.4× greater than everything you invested. That's the magic of compounding.

The key? Time, not amount. It's better to start with 100 RON/month at 25 than with 500 RON/month at 40.